Personal Checking Accounts

Our checking accounts have changed over the last 70+ years--from basic accounts in the 1950s to today's eAccounts. At Central Bank of Kansas City, we offer a variety of personal checking products designed with your convenience and financial goals in mind.


Account Name cb eBanking Checking cb Blue Basic Checking cb Premier Checking
Personal Checking Accounts An electronic account for the savvy online customer.
 A basic checking account for those wanting a paper statement. A checking account for the customer that wants to earn interest.
Free 24/7 online banking and bill pay
 √ √
 √
Free eStatements
 √
 √
 √
Free cb ATM transactions
 √
 √
 √
Free debit/ATM card
√
 √
 √
Interest earning account
 N/A N/A Competitive interest paid on balances above $1000
Free Direct Deposit
 √ √ √
Minimum Balance for exemption from monthly charge
 N/A $1000
minimum balance
$1000 minimum balance
AND
$3000 average monthly balance
Paper Statements
 N/A
 $2
 $2
Minimum Initial Deposit
 $100
 $100
 $1000
Monthly Service Charge
(None if listed requirements are met.)
No monthly service charge if 
only eTransactions are used.
Any paper items including deposits or checks will result in a service charge of $7/month.
 No monthly service charge if balance stays above $1000, or a $500 or more Direct Deposit is made per month.
Service charge of $7/month if not.
 No monthly service charge if balance stays above $1000.
Service charge of $10/month if not.
Visit one of our convenient branches to open your cb personal checking account today! Order checks from Deluxe - 877-838-5287. Please call our customer service at 816-483-1210 if you need assistance.

*Interest rates subject to change at the bank's discretion. Interest accrued daily on collected balance and paid monthly at statement cycle. Customer purchases checks. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply.