Central Bank of Kansas City
When Mission Matters, It Matters Where You Put Your Money
Bank with us, and your FDIC-insured deposit has the power to change someone’s life — providing a home, steady job, and a path to dignity and opportunity. Our mission prioritizes people, possibility and purpose for Kansas City communities. Join us.
Services Tailored to Your Needs
Our local team genuinely cares about your success.
We offer a full suite of services to help you bank more efficiently.
Grow Your Finances
We're here to help with friendly customer service and a full range of personal banking products for your needs.
Build Your Business
From deposit accounts to commercial loans, we offer smart solutions and personal support to help your business thrive.
Strengthen Community
We invest in people and neighborhoods, creating real opportunities through inclusive lending and partnerships.
Make Communities Stronger
At Central Bank of Kansas City, we believe in the power of community finance. As a certified Community Development Financial Institution (CDFI), and the only one headquartered in Kansas City, our mission extends beyond banking. We've served the Kansas City community for 75 years by funding affordable housing projects and job development where it's most needed, and we've seen underserved neighborhoods transform. Banking with us creates vibrant places where jobs are abundant, services are accessible, and people thrive.
We're About People
People matter, and we care about the ones we see every day — our neighbors and community members.
We understand their needs, their potential, and what they deserve, and we invest in that.
With community finance, job creation and financial literacy, we foster economic stability and growth.
We're part of our communities; actively volunteering with children's reading programs, supporting local nonprofits, hosting health fairs, and advocating for local businesses.
We're About Possibility
Possibility only needs the right key to unlock it. We partner with all types of organizations to realize the potential of distressed communities through strategic investments such as:
.jpg)
New Markets Tax Credits
A federal program that encourages private investment in low-income areas. We leverage NMTCs to create jobs and expand access to essential community services.
Community Development Loans
We provide access to funding in overlooked and economically stressed neighborhoods. Giving people the tools to turn their ideas into businesses that create jobs, stability and uplifts communities.
Affordable Housing
Our initiatives combine public funding awards and grants with private capital. They enable us to provide competitive lending solutions that support the development of affordable housing projects.
We're About Purpose
Purpose makes all the difference. As a Community Development Financial Institution, money is a tool for good. We use it to serve a larger purpose.
Our mission-driven deposits fund vital community development. We leverage federal resources and private capital to help communities become self-sufficient and resilient. We champion possibility — because it's the right thing to do.
What It Means to Be a CDFI
As a certified Community Development Financial Institution since 1998, Central Bank of Kansas City plays a vital role in fostering economic opportunity where it’s needed most. We have a long-term commitment to building prosperity and providing opportunities in our local communities. We do this by supporting local businesses, offering affordable housing solutions, and creating pathways to financial security. We’re proud to be the only CDFI bank headquartered in Kansas City, and one of a very few in the region.
The CDFI Fund is an initiative of the U.S. Treasury, which joins federal money with private sector capital. These funds support market-driven solutions to community-based issues. A CDFI works within its own local sector to help inject new sources of capital into areas and neighborhoods that normally would lack access to capital.
How Can You Partner with Us?
Non-Profits & Foundations
Whether you're a nonprofit or foundation, you can amplify your impact by banking with a Community Development Financial Institution like Central Bank of Kansas City. Our initiatives help you align your funds with your values — without adding to your workload.
By placing even a portion of your deposits with us, you help drive real change in underserved communities. We provide the data, tools, and transparency your board or stakeholders expect, and make the entire process seamless for your team. It's a powerful way to turn financial resources into meaningful impact.
Small Business Owners
You want to keep growing your business, so your bank should be more than a place to hold your money. Because we are a Community Development Financial Institution, we invest directly in the communities we serve, including businesses like yours.
By banking with us, you access a team of approachable, trusted advisors. Our teams provide exceptional customer service and bring keen attention to detail to your unique challenges and opportunities. We create a strategy that not only supports your business but also helps your neighborhood thrive.
Corporate Responsibility
With a Community Development Financial Institution as your corporate responsibility partner, you can support your company’s goals while making a measurable impact in the communities that need it most. We’ll show you how your deposits drive real progress, so you can be confident you’re championing initiatives that reflect your company’s values.
Learn more about our CDFI impact.
In the News
From partnerships with local organizations to new community finance initiatives, there's always buzz about Central Bank of Kansas City. Read our latest news to see how we're making a difference.
