CDs & IRAs
Fund your financial future with higher interest savings accounts
Grow your money, and your community, too. Invest in a CD for KC!
At Central Bank of Kansas City, we’re deeply invested in our community. You can be, too, with our special certificates of deposit. These CDs directly finance high-impact development projects in lower-income areas of Kansas City. It’s a safe investment at a competitive rate, and for a worthy cause! Find details on rate and terms at cd4kc.com
Certificates of Deposit (CDs)
If you don't need access to your savings right away, you can earn a higher return through our numerous certificates of deposit.*
- A minimum of $500 opens an account.
- Terms extend from as low as 91 days to as high as 5 years.**
- Our competitive interest rates are based on current market conditions and are fixed for the term of your certificate.*
- FDIC-insured.
- View our current rates
*Interest rates are subject to change at the bank's discretion and can be found at the current rate link above or by calling 816-483-1210.
**Penalty for early withdrawal. Other restrictions may apply.
Individual Retirement Accounts (IRAs)
Our IRAs let you save for your retirement while reducing your tax liability. We have a wide variety of options, something to fit the needs of your age and lifestyle:
- 1-, 2- and 3-year IRAs.
- Traditional and Roth IRAs.
- All IRAs are invested in CDs.
- Competitive rates.
- FDIC-insured
Consult your tax adviser or your Central Bank of Kansas City representative for more details. Let us help you head into your retirement years with no financial worries.